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ANNOUNCEMENTS

 

 

YOU CAN NOW VIEW THE IMAGES OF YOUR CHECKS AND DEPOSIT TICKETS ON-LINE.  JUST CLICK ON THE ITEM'S AMOUNT.

E-MAIL STATEMENTS ARE NOW AVAILABLE.... CONTACT THE BANK TO SIGN UP TO RECEIVE YOUR STATEMENT BY E-MAIL

The  FDIC has permanently increased the deposit insurance amount for each depositor to at least $250,000 per insured bank.

 NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE

 COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010 through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.  The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs").  It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov

 

You Can Fight Identity Theft

NEVER provide personal financial information, including your Social Security number, account numbers or passwords, over the phone or the Internet if you did not initiate the contact. NEVER click on the link provided in an e-mail you believe is fraudulent.  It may contain a virus that can contaminate your computer. Do not be intimidated by an e-mail or caller who suggests dire consequences if you do not immediately provide or verify financial information. If you believe the contact is legitimate, go to the company's Web site by typing in the site address directly or using a page you have previously book marked, instead of a link provided in the e-mail.  If you fall victim to an attack, act immediately to protect yourself.  Contact your financial institution immediately and alert it to the situation.  Place fraud alerts on your credit files.  Monitor your credit files and account statements closely.  Report suspicious e-mails or calls to the Federal Trade Commission through the Internet at www.consumer.gov/idtheft, or by calling 1-877-IDTHEFT.

 

                             


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